Estate planning can be tricky, which is why many people turn to attorneys to get the job done right.

Transfer on death (TOD) accounts can keep your estate planning intact, while keeping your beneficiaries out of court. If you’re among the 57% of adults who don’t currently have a will or trust, your family is likely headed to probate court.

When a loved one dies leaving property, debts and a mortgage, and if he did not have a living trust, probate is required to sort everything out.

Credit cards, a car loan, a mortgage—whatever debt you’re carrying around, doesn’t just disappear when you die.

The perception is that trusts are for the very wealthy and that they cost a ton of money to set up. The reality is a trust can be a fantastic tool for the average person or couple, because it simplifies things in the event of your death.